banking

Ready for Financial Sector
Digital Transformation?

If you’re looking for banking and finance IT solutions, you’ve come to the right place. For years, regional banks, insurers, and financial institutions have trusted our deep industry expertise and a proven track record across hundreds of successful projects.

Whatever challenge your organization is facing, chances are we’ve tackled it before. Explore our portfolio to find the solution that fits your needs perfectly.

Our Portfolio

Leasing Transaction Approval
Our leasing transaction approval system is designed to speed up the leasing process, delivering faster decisions and a seamless experience for everyone involved. An impressive 95% of applications are processed automatically, minimizing the need for manual review.

Powered by our top-notch underwriting tool and fully integrated underwriting portal, dealers and leasing houses enjoy instant data sharing and clear status tracking. The result? Significantly shorter approval times, enhanced efficiency, and a customer journey that’s smoother and more satisfying from start to finish.
Open Banking
Comtrade open banking platform is a ready-to-deploy solution that helps banks fully comply with PSD2, SCA, and GDPR regulations, while giving them control over customer data sharing with trusted third-party providers. Built on IBM API Connect and enhanced with our custom Consent Management and Keycloak-based Identity Provider, the platform guarantees secure, transparent, and fully audited data exchange.

Also included: secure API publishing and management, advanced authentication and authorization, explicit consent capture and tracking, real-time analytics, and a developer-friendly sandbox.
Loan Origination System
By delivering a fully automated end-to-end process from application to disbursement, our loan origination system software transforms lending. In-branch visits, mobile banking, or fully digital channels, it streamlines every step: data verification, risk assessment, offer generation, contract preparation, and fund release. Seamlessly integrating with core banking systems, CRMs, and credit bureaus, it accelerates approvals, minimizes errors, and provides full transparency.

With loan decisions happening in minutes, your institution gains a powerful competitive edge, and your customers an exceptional experience.
Procurement
Developed to improve everything from tender management to supplier evaluation, our procurement solution empowers banks and enterprises to secure the right goods and services at the right time, cost, and quality. Tailored to each client’s unique needs, it delivers a fully digital, paperless workflow that boosts transparency and accelerates decision-making.

If you need help with tender orchestration, contract management, supplier performance tracking, and smoother integration, our procurement management solutions are here for all that – plus, they cut costs and enhance compliance.
Know Your Customer
Looking for a secure, automated platform that enables banks, insurers, telecoms, and other regulated industries to onboard and verify customers in just minutes? Let us introduce Comtrade Know Your Customer (KYC) solution.

It brings together digital identity verification, automated data capture, real-time validation, risk scoring, and integration options with both external registries and internal systems. With full audit trails and compliance with AML, GDPR, and FATF standards, the solution supports a fully paperless, omnichannel experience - whether onboarding happens in-branch, online, or through video identification.
Collateral Management
The collateral management system gives financial institutions full, end-to-end control over assets pledged as security in lending, leasing, and trade finance. It enables real-time tracking, valuation, and management of collateral, ensuring compliance with regulatory standards and internal risk policies at every step.

By automating processes like collateral registration, periodic revaluation, margin calls, and release approvals, the system minimizes manual effort. It supports integration with core banking, leasing, and document management systems, and a wide range of asset types - from real estate and vehicles to movable assets and securities.
Early Warning System
By continuously analyzing real-time data and leveraging dynamic analytics frameworks, our early warning risk detection system identifies early signs of credit deterioration, covenant breaches, or operational anomalies, spotting emerging risks before they escalate.

These predefined alerts empower teams to respond early, whether by increasing monitoring, adjusting lending terms, or placing clients on watchlists. Easily integrated with core banking, underwriting, and compliance systems, this proactive solution helps safeguard portfolio stability and drive smarter, more timely credit decisions.
Covenant Compliance Monitoring
This particular solution gives lenders the tools to track borrower obligations with accuracy and confidence: automatically monitoring both financial and non-financial covenants, it ensures continuous compliance and flags potential breaches before they escalate.

With smart alerts and intuitive dashboards, relationship managers stay informed and ready to act - strengthening client engagement and risk control. Fully customizable to align with your lending policies, it turns covenant monitoring from a manual, error-prone process into a streamlined advantage that actively reduces risk and enhances portfolio oversight.

Our Work in the Real World

BLOG | January 19, 2026

Top Trends in Modern Car Fleet Management 2026

Car fleet management is rapidly evolving under the influence of digitalization, sustainability goals, and data-driven decision-making. This blog explores the...

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CASE STUDY | January 4, 2026

Software Asset Management Program for Nova KBM

Nova KBM partnered with Comtrade System Integration to establish a structured Software Asset Management program. The initiative improved licensing control,...

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NEWS | November 12, 2025

We won the Microsoft Partner of the Year Award 2025!

We are proud to announce that we’ve been named Microsoft Partner of the Year 2025 (Serbia) for our outstanding work...

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BLOG | October 16, 2025

Transforming Customer Support with Dynamics 365 Customer Service

Modern customers expect fast, personalized, and consistent support across every channel. Microsoft Dynamics 365 Customer Service empowers organizations to deliver...

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BLOG | June 11, 2025

Current Trends in Document Generation: Smarter, Faster, Integrated

Document generator solutions are no longer basic template tools—they are now intelligent, cloud-based platforms deeply integrated into business workflows. This...

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NEWS | April 29, 2025

RPA in accounting and administration

Earlier this month, we had the honor of participating as the main sponsor at the “Dnevi računovodij 2025” conference in...

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NEWS | April 2, 2025

Tech Day 3.0: great talks, smart people, and a lot of tech

We held one of our Delivery and ICT teams' favourite events - the third edition of the Tech Day! Technology...

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BLOG | March 3, 2025

Introducing OfferGuard: Revolutionizing proposal reviews with AI

In today’s fast-paced business environment, the preparation and review of complex documents like commercial proposals can be a bottleneck. These...

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Contact Our Experts

Ready to transform your financial operations? It’s the right time to speak with our
experts and explore tailored IT solutions for banking, lending, compliance, and more.

Sanja Trbulin Tanasijević.webp

Sanja Trbulin Tanasijević

Key Account Manager – Financial Sector

Milos-Obradovic

Miloš Obradović

Key Account Manager – Financial Sector